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Borrowing from P2P Lending NBFCs in India: Risks and Advantages

By: Gopal Agarwal

Peer-to-Peer (P2P) lending platforms, operating as Non-Banking Financial Companies (NBFCs), have gained popularity in India as an alternative source of borrowing. These platforms connect borrowers directly with lenders, offering...

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Personal Finance and Budgeting: A Comprehensive Guide for Individuals

By: Gopal Agarwal

Personal finance is an essential aspect of everyone’s life, regardless of their age, occupation, or income level. It involves managing and allocating financial resources effectively to achieve financial goals,...

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Should you buy or hire a car ? Think twice before taking a car loan

By: Aditya Agarwal

When it comes to transportation, there are several options available to individuals. Some people prefer to use public transportation, while others prefer to own a car. For those who...

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The Growth of Digital Lending in India: Opportunities and Challenges

By: Aditya Agarwal

As India’s economy continues to evolve and adapt to technological advancements, digital lending has emerged as a critical component of the financial ecosystem. The traditional lending model in India...

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What banks see while processing your loan applications?

By: Aditya Agarwal

When processing a loan application, banks typically look at several factors to determine whether the applicant is eligible for a loan. Here are some of the things that banks...

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Why CIBIL Score is important ?

By: Gopal Agarwal

A credit score is a 3-digit score assigned by any of the Credit bureaus — CIBIL, Experian, Equifax or CRIF High Mark, based on your past and present credit behavior. This...

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Gold loans vs personal loans: Which is better ?

By: Gopal Agarwal

Gold loans and personal loans are two types of loans that are available to borrowers in India. Here are some of the differences between the two: In conclusion, gold...

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New tax regime vs old tax regime: What should homebuyers opt for ?

By: Gopal Agarwal

The choice between the old tax regime and the new tax regime depends on individual preferences and financial circumstances. Here’s a brief comparison of the two regimes and their...

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Latest update on Home Loan

By: Aditya Agarwal

As of March 2023, here are some of the latest news and updates regarding home loans in India: It is important to stay informed about the latest developments to...

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