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The Controversial Recall of the ₹2000 Note: Unveiling the Mystery

By: Gopal Agarwal

In a move that took the nation by surprise, the Reserve Bank of India (RBI) recently announced the recall of the ₹2000 note, triggering widespread speculation and debate. The...

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Prime Minister Employment Generation Programme (PMEGP) : Driving Entrepreneurship and Economic Growth

By: Gopal Agarwal

Introduction The Prime Minister Employment Generation Programme (PMEGP) is a flagship initiative by the Government of India aimed at promoting entrepreneurship and generating employment opportunities. Launched in 2008, the...

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Understanding the CGTSME Scheme: Unlocking Opportunities with Collateral-Free Loans

By: Gopal Agarwal

In an effort to foster entrepreneurship and support small and medium enterprises (SMEs) in India, the Government of India introduced the Credit Guarantee Fund Trust for Micro and Small...

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Borrowing from P2P Lending NBFCs in India: Risks and Advantages

By: Gopal Agarwal

Peer-to-Peer (P2P) lending platforms, operating as Non-Banking Financial Companies (NBFCs), have gained popularity in India as an alternative source of borrowing. These platforms connect borrowers directly with lenders, offering...

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Personal Finance and Budgeting: A Comprehensive Guide for Individuals

By: Gopal Agarwal

Personal finance is an essential aspect of everyone’s life, regardless of their age, occupation, or income level. It involves managing and allocating financial resources effectively to achieve financial goals,...

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Should you buy or hire a car ? Think twice before taking a car loan

By: Aditya Agarwal

When it comes to transportation, there are several options available to individuals. Some people prefer to use public transportation, while others prefer to own a car. For those who...

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The Growth of Digital Lending in India: Opportunities and Challenges

By: Aditya Agarwal

As India’s economy continues to evolve and adapt to technological advancements, digital lending has emerged as a critical component of the financial ecosystem. The traditional lending model in India...

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What banks see while processing your loan applications?

By: Aditya Agarwal

When processing a loan application, banks typically look at several factors to determine whether the applicant is eligible for a loan. Here are some of the things that banks...

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Why CIBIL Score is important ?

By: Gopal Agarwal

A credit score is a 3-digit score assigned by any of the Credit bureaus — CIBIL, Experian, Equifax or CRIF High Mark, based on your past and present credit behavior. This...

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