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Prime Minister Employment Generation Programme (PMEGP) : Driving Entrepreneurship and Economic Growth

By: Gopal Agarwal

Introduction The Prime Minister Employment Generation Programme (PMEGP) is a flagship initiative by the Government of India aimed at promoting entrepreneurship and generating employment opportunities. Launched in 2008, the...

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Understanding the CGTSME Scheme: Unlocking Opportunities with Collateral-Free Loans

By: Gopal Agarwal

In an effort to foster entrepreneurship and support small and medium enterprises (SMEs) in India, the Government of India introduced the Credit Guarantee Fund Trust for Micro and Small...

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Borrowing from P2P Lending NBFCs in India: Risks and Advantages

By: Gopal Agarwal

Peer-to-Peer (P2P) lending platforms, operating as Non-Banking Financial Companies (NBFCs), have gained popularity in India as an alternative source of borrowing. These platforms connect borrowers directly with lenders, offering...

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Personal Finance and Budgeting: A Comprehensive Guide for Individuals

By: Gopal Agarwal

Personal finance is an essential aspect of everyone’s life, regardless of their age, occupation, or income level. It involves managing and allocating financial resources effectively to achieve financial goals,...

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Why CIBIL Score is important ?

By: Gopal Agarwal

A credit score is a 3-digit score assigned by any of the Credit bureaus — CIBIL, Experian, Equifax or CRIF High Mark, based on your past and present credit behavior. This...

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Gold loans vs personal loans: Which is better ?

By: Gopal Agarwal

Gold loans and personal loans are two types of loans that are available to borrowers in India. Here are some of the differences between the two: In conclusion, gold...

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New tax regime vs old tax regime: What should homebuyers opt for ?

By: Gopal Agarwal

The choice between the old tax regime and the new tax regime depends on individual preferences and financial circumstances. Here’s a brief comparison of the two regimes and their...

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Income tax benefit for home loan EMI payers

By: Gopal Agarwal

If you have taken a home loan to purchase or construct a house, you can claim certain income tax benefits on the interest and principal payments made towards the...

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Are you students looking for loan ?

By: Gopal Agarwal

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