SBI Elite Credit Card

Flexibility Fee and Charges

Fuel

• Instant redemption at over 1200 participating oil outlets.
• Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

• Instant redemption at select partner stores.
• Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

• Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

• Adjust points against your Statement outstanding.
• Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

The SBI Elite Credit Card is a premium credit card that comes with a range of privileges and benefits. Here are some of the key privileges offered by this credit card:

1. Welcome Bonus: The SBI Elite Credit Card offers a welcome bonus of up to 20,000 reward points on payment of the joining fee.
2. Rewards Program: Cardholders can earn reward points on every transaction made using the card. The reward points can be redeemed for a variety of options, including air miles, hotel stays, and merchandise.
3. Lounge Access: The card offers complimentary access to select domestic and international airport lounges. Cardholders can enjoy up to 6 complimentary lounge visits per year.
4. Golf Privileges: The SBI Elite Credit Card provides cardholders with access to select golf courses in India, along with complimentary green fee waiver and lessons.
5. Travel Benefits: The card offers benefits such as travel insurance, free movie tickets, and discounts on hotel bookings.
6. Dining Benefits: The SBI Elite Credit Card provides exclusive discounts and offers on dining, both in India and overseas.
7. Milestone Benefits: Cardholders can earn additional rewards and benefits by reaching certain spending milestones on the card.
8. Contactless Payment: The SBI Elite Credit Card supports contactless payments, allowing users to make quick and secure transactions without the need for a PIN or signature.
9. Fuel Surcharge Waiver: Cardholders can enjoy a fuel surcharge waiver of up to Rs. 250 per statement cycle on fuel transactions.
10. Zero Liability: The card offers zero liability on lost or stolen cards, provided the cardholder reports the loss immediately.
11. Concierge Service: Cardholders can avail of a dedicated concierge service for assistance with travel bookings, dining reservations, and other lifestyle needs.
12. Visa/Mastercard Benefits: The SBI Elite Credit Card comes with additional benefits offered by Visa/Mastercard, such as fraud liability protection and emergency card replacement.