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Kotak Bank Royale Signature Credit Card

Top reasons to get the Kotak Bank Royale Signature Credit Card

The Kotak Bank Royale Signature Credit Card is a premium credit card that comes with a range of features and benefits. Here are some of the top reasons why you should consider getting this credit card:

High Reward Points:

The card offers high reward points on every transaction made, allowing you to earn and accumulate reward points quickly. These points can be redeemed for a range of options such as air miles, merchandise, and vouchers.

Complimentary Airport Lounge Access:

The card offers complimentary airport lounge access to customers, allowing you to relax and enjoy a range of services before your flight.

Golf Privileges:

The card offers complimentary golf games and lessons at select golf courses across India.

Movie Offers:

The card offers discounts on movie tickets and food and beverage combos at select cinemas across India.

Fuel Surcharge Waiver:

The card offers a fuel surcharge waiver of up to Rs. 4,000 per annum, making it an ideal choice for frequent drivers.

Insurance Coverage:

The card offers complimentary insurance coverage for lost baggage, lost card liability, and purchase protection.

Contactless Payments:

The card supports contactless payments, allowing you to make quick and secure transactions without the need for a PIN or signature.

Easy EMI:

The card allows you to convert large transactions into easy EMIs, making it easier to manage your finances.

Visa/Mastercard Benefits:

The card comes with additional benefits offered by Visa/Mastercard, such as fraud liability protection and emergency card replacement.

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs 9999/-  is waived on making spends of Rs 10 Lakhs in a membership year.

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The Kotak Bank Royale Signature Credit Card offers a variety of reward redemption options for customers. Here are some of the key redemption options available:

Air Miles: Cardholders can redeem their reward points for air miles on major airlines such as Jet Airways, Air India, and IndiGo. This can be a great option for frequent travelers who want to save on flight tickets.

Merchandise: Customers can also redeem their reward points for a range of merchandise such as electronics, home appliances, and fashion accessories. This can be a great way to get discounts on high-end products that you might not be able to afford otherwise.

Vouchers: Cardholders can redeem their reward points for vouchers from leading brands such as Amazon, Flipkart, and Lifestyle. This can be a great way to save money on your shopping expenses.

Cashback: Customers can also opt for cashback on their credit card bill by redeeming their reward points. This can be a great option for those who want to reduce their credit card bills and save money on interest charges.

Fuel Redemption: The card also offers the option to redeem reward points for fuel expenses at select petrol pumps across India.

Dining Redemption: Customers can also redeem their reward points for dining expenses at select restaurants and cafes.

The redemption process is simple and can be done online through the Kotak Bank net banking portal or by contacting the customer service center. The redemption value of the reward points may vary based on the redemption option chosen by the cardholder.

Overall, the Kotak Bank Royale Signature Credit Card offers a range of attractive reward redemption options, allowing customers to make the most of their reward points and get the most value out of their credit card usage.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.