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HDFC Regalia Credit Card

Top reasons to get the HDFC Regila Credit Card

  • This credit card offers a wide range of benefits, including travel and lifestyle perks, lounge access, and cashback rewards. It also offers a high reward rate of up to 5% on certain categories.
  • The HDFC Regalia Credit Card is a premium credit card that offers a wide range of benefits and rewards for its users. Here are some of the key features and benefits of this credit card:
  • 12 Complimentary Airport Lounge Access within India and 6 outside India..
  • Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000  Reward Points on Rs. 8 lakhs spends in an anniversary year.
  • Earn 4 Reward Points on every Rs.150 spent
    (On all retail* spends)
  • Zero Lost card liability : In the unfortunate event of losing your HDFC Bank Regalia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
  • Foreign Currency Markup : 2% on all your foreign currency spends.
  • ​​​​​​​Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Regalia Credit Card at nominal interest rate.

Lounge Access

A. Complimentary Airport Lounge Access within India

  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Swipe your Regalia credit card at the lounge to avail the complimentary lounge access
  • Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge

B. Priority Pass 

  • You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card.
  • Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
  • If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Joining Fee
    Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes.

For further details, please Click here


  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.