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The scheme will offer an annual interest subsidy of between 3-6.5% on up to 0.9 million rupees of the loan amount. Housing loans below five million rupees availed for...Read More
It asked banks and non-banking finance companies (NBFC) should clearly communicate the impact of any rate change on the EMIs and loan tenure. Financial institutions have to give borrowers...Read More
This would include consumer credit, education loans, loans given to create or enhance immovable assets and loans for investment in financial assets like shares, debentures and others. RBI has...Read More
Introduction: Purchasing a home is a significant financial decision for most individuals, and more often than not, it involves taking out a home loan. While the interest rate is...Read More
Introduction: In the banking sector, interest rates play a crucial role in determining the cost of borrowing for customers. Over the years, different methods have been employed to calculate...Read More
When processing a loan application, banks typically look at several factors to determine whether the applicant is eligible for a loan. Here are some of the things that banks...Read More
Home loan interest burden is set to increase post the RBI’s repo rate hike of 25 basis points. Consequently, EMI per lakh have risen 20-25 percent since the start...Read More