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What RBI’s increase in risk weights mean to the borrower?

By: Gopal Agarwal

The Reserve Bank of India (RBI) has increased risk weights for consumer loans, credit cards, and lending to non-banking finance companies (NBFCs). This increase in risk weights could mean higher interest...

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Credit card users in India may no longer be able to overpay their dues

By: Gopal Agarwal

क्रेडिट कार्ड उपयोगकर्ता अब अपने बकाए का अधिक भुगतान नहीं कर पाएंगे | The main reason for this is that the banks are concerned about money laundering and fraud.

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Kisan Credit Card: 4% ब्‍याज भरकर पा सकते हैं 3 लाख तक लोन, किसान लोन

By: Gopal Agarwal

KCC for Farmers: किसान क्रेडिट कार्ड योजना किसानों के लिए है, ताकि उन्‍हें अपने खेती किसानी के कामों के लिए आसानी से लोन मिल सके. इससे किसानों को बीज,...

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Understanding the Factors that Impact Your CIBIL Credit Score

By: Gopal Agarwal

Introduction: In today’s financial landscape, a credit score is a crucial aspect of one’s financial health. A credit score, often referred to as a CIBIL score, is a numerical...

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How Fake Loan Apps Extort Money and Push People into Debt Traps

By: Gopal Agarwal

In today’s digital age, where financial transactions are increasingly conducted through mobile apps, the rise of fake loan apps has become a pressing issue. These malicious applications lure unsuspecting...

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How to get more from your credit card:- 5 ways to maximize the rewards on your card

By: Gopal Agarwal

Choose the right credit card: The first step in maximizing your credit card rewards is to select the right card for your needs. Different credit cards offer various types...

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Credit Card Portability: How Customers Can Switch Card Networks

By: Gopal Agarwal

The Reserve Bank of India (RBI) has recently proposed a new initiative that would allow customers to change their preferred debit, prepaid, or credit card networks. In a draft...

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Why CIBIL Score is important ?

By: Gopal Agarwal

A credit score is a 3-digit score assigned by any of the Credit bureaus — CIBIL, Experian, Equifax or CRIF High Mark, based on your past and present credit behavior. This...

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Latest update on Home Loan

By: Aditya Agarwal

As of March 2023, here are some of the latest news and updates regarding home loans in India: It is important to stay informed about the latest developments to...

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