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LoanBazaar or any of its associates will never ask for any payment to process or approve a loan. Any individual or organization requesting such payment will be solely responsible for their actions, and LoanBazaar will not be liable for their behavior.

Rewards With Credit Cards

Welcome to LoanBaazar, we provide you with the best credit card options available. Here is a list of the top 10 credit cards in India that offer exceptional benefits and features.

Card Card Name Annual Fee Rewards Rate
HDFC Regalia Credit Card
Rs. 2500.00 3% Apply Now

Top reasons to get the HDFC Regila Credit Card

  • This credit card offers a wide range of benefits, including travel and lifestyle perks, lounge access, and cashback rewards. It also offers a high reward rate of up to 5% on certain categories.
  • The HDFC Regalia Credit Card is a premium credit card that offers a wide range of benefits and rewards for its users. Here are some of the key features and benefits of this credit card:
  • 12 Complimentary Airport Lounge Access within India and 6 outside India..
  • Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000  Reward Points on Rs. 8 lakhs spends in an anniversary year.
  • Earn 4 Reward Points on every Rs.150 spent
    (On all retail* spends)
  • Zero Lost card liability : In the unfortunate event of losing your HDFC Bank Regalia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
  • Foreign Currency Markup : 2% on all your foreign currency spends.
  • ​​​​​​​Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Regalia Credit Card at nominal interest rate.

Lounge Access

A. Complimentary Airport Lounge Access within India

  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Swipe your Regalia credit card at the lounge to avail the complimentary lounge access
  • Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge

B. Priority Pass 

  • You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card.
  • Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
  • If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Joining Fee
    Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes.

For further details, please Click here

Fuel

  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
sbi credit card SBI Elite Credit Card
Rs. 4999.00 4% Apply now

Top reasons to get the SBI Elite Credit Card

  • The SBI Elite Credit Card is a premium credit card that comes with a host of features and benefits. Here are some of the key features of this credit card:

Welcome Bonus:

The SBI Elite Credit Card offers a welcome bonus of up to 20,000 reward points on payment of the joining fee.

Rewards Program:

Cardholders can earn reward points on every transaction made using the card. The reward points can be redeemed for a variety of options, including air miles, hotel stays, and merchandise.

Lounge Access:

The card offers complimentary access to select domestic and international airport lounges. Cardholders can enjoy up to 6 complimentary lounge visits per year.

Golf Privileges:

The SBI Elite Credit Card provides cardholders with access to select golf courses in India, along with complimentary green fee waiver and lessons.

Travel Benefits:

The card offers benefits such as travel insurance, free movie tickets, and discounts on hotel bookings.

Dining Benefits:

The SBI Elite Credit Card provides exclusive discounts and offers on dining, both in India and overseas.

Milestone Benefits:

Cardholders can earn additional rewards and benefits by reaching certain spending milestones on the card.

Contactless Payment:

The SBI Elite Credit Card supports contactless payments, allowing users to make quick and secure transactions without the need for a PIN or signature.

Fuel Surcharge Waiver:

Cardholders can enjoy a fuel surcharge waiver of up to Rs. 250 per statement cycle on fuel transactions.

Zero Liability:

The card offers zero liability on lost or stolen cards, provided the cardholder reports the loss immediately.

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs 4999.00 is waived on making spends of Rs 1o lakhs in a membership year.

For further details, please Click here

Fuel

  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

The SBI Elite Credit Card is a premium credit card that comes with a range of privileges and benefits. Here are some of the key privileges offered by this credit card:

  1. Welcome Bonus: The SBI Elite Credit Card offers a welcome bonus of up to 20,000 reward points on payment of the joining fee.
  2. Rewards Program: Cardholders can earn reward points on every transaction made using the card. The reward points can be redeemed for a variety of options, including air miles, hotel stays, and merchandise.
  3. Lounge Access: The card offers complimentary access to select domestic and international airport lounges. Cardholders can enjoy up to 6 complimentary lounge visits per year.
  4. Golf Privileges: The SBI Elite Credit Card provides cardholders with access to select golf courses in India, along with complimentary green fee waiver and lessons.
  5. Travel Benefits: The card offers benefits such as travel insurance, free movie tickets, and discounts on hotel bookings.
  6. Dining Benefits: The SBI Elite Credit Card provides exclusive discounts and offers on dining, both in India and overseas.
  7. Milestone Benefits: Cardholders can earn additional rewards and benefits by reaching certain spending milestones on the card.
  8. Contactless Payment: The SBI Elite Credit Card supports contactless payments, allowing users to make quick and secure transactions without the need for a PIN or signature.
  9. Fuel Surcharge Waiver: Cardholders can enjoy a fuel surcharge waiver of up to Rs. 250 per statement cycle on fuel transactions.
  10. Zero Liability: The card offers zero liability on lost or stolen cards, provided the cardholder reports the loss immediately.
  11. Concierge Service: Cardholders can avail of a dedicated concierge service for assistance with travel bookings, dining reservations, and other lifestyle needs.
  12. Visa/Mastercard Benefits: The SBI Elite Credit Card comes with additional benefits offered by Visa/Mastercard, such as fraud liability protection and emergency card replacement.
credit card loan bazaar ICICI Bank Coral Credit Card
Rs. 500.00 1% Apply now

Top reasons to get the Rewards Credit Card

  • This is a premium credit card that offers benefits such as complimentary airport lounge access, travel vouchers, and rewards points on every transaction.
  • This card comes with benefits such as dining discounts, fuel surcharge waivers, and movie ticket discounts.

Earn unlimited 10X reward points at select partners

  • Earn unlimited 10X reward points at select partners
  • Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam.
  • Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel.
  • Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum.

Welcome rewards

  • Get 1,500 bonus points on your first spend made within 30 days of card issue.
  • Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.

Earn bonus reward points

  • Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month.
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Points that never expire

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Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year.

For further details, please Click here

Fuel

  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
Borrow Dinner
$0 1% Apply now

Top reasons to get the Rewards Credit Card

  • Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners.
  • Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases.
  • Redeem points instantly at select partners.

Earn unlimited 10X reward points at select partners

  • Earn unlimited 10X reward points at select partners
  • Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam.
  • Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel.
  • Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum.

Welcome rewards

  • Get 1,500 bonus points on your first spend made within 30 days of card issue.
  • Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.

Earn bonus reward points

  • Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month.
  • Maecenas pharetra augue ut nibh blandit, eget pellentesque orci rhoncus.

Points that never expire

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit.
  • Phasellus nec nisl eu metus porttitor consequat.

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year.

For further details, please Click here

Fuel

  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
IndusInd Bank Platinum Aura Credit Card
Rs. 10000.00 1% Apply now

Top reasons to get the The IndusInd Bank Platinum Aura Credit Card

The IndusInd Bank Platinum Aura Credit Card is a premium credit card that offers a range of benefits to its customers. Here are some of the key features of this credit card:

Lifestyle Benefits:

The card offers a host of lifestyle benefits, such as discounts on shopping, dining, and entertainment.

Reward Points:

Customers can earn reward points on every transaction made using the card, which can be redeemed for a range of options such as air miles, merchandise, and vouchers.

Airport Lounge Access:

The card offers complimentary airport lounge access to customers, allowing them to relax and enjoy a range of services before their flight.

Golf Benefits:

The card offers complimentary golf games and golf lessons at select golf courses across India.

Concierge Services:

The card comes with concierge services that can assist customers with a range of services such as travel bookings, restaurant reservations, and gift deliveries.

Insurance Coverage:

The card offers complimentary insurance coverage for lost baggage, lost card liability, and purchase protection.

Contactless Payments:

The card supports contactless payments, allowing users to make quick and secure transactions without the need for a PIN or signature.

Easy EMI:

The card allows users to convert large transactions into easy EMIs, making it easier to manage their finances.

Visa/Mastercard Benefits:

The card comes with additional benefits offered by Visa/Mastercard, such as fraud liability protection and emergency card replacement

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs 10,000 is waived on making spends of Rs 8 lakhs in a membership year.

For further details, please Click here

The IndusInd Bank Platinum Aura Credit Card offers a range of reward redemption options for customers. Here are some of the key redemption options available:

Air Miles:

Cardholders can redeem their reward points for air miles on major airlines such as Jet Airways, Air India, and IndiGo.

Merchandise:

Customers can also redeem their reward points for a range of merchandise such as electronics, home appliances, and fashion accessories.

Vouchers:

Cardholders can redeem their reward points for vouchers from leading brands such as Amazon, Flipkart, and Lifestyle.

Cashback:

Customers can also opt for cashback on their credit card bill by redeeming their reward points.

Charity Donations:

IndusInd Bank Platinum Aura Credit Card also allows customers to donate their reward points to a range of charitable organizations.

The redemption process is simple and can be done online through the IndusInd Bank net banking portal or by contacting the customer service center. The redemption value of the reward points may vary based on the redemption option chosen by the cardholder.

Overall, the IndusInd Bank Platinum Aura Credit Card offers a range of attractive reward redemption options, allowing customers to make the most of their reward points and get the most value out of their credit card usage.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

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