HDFC Regalia Credit Card - LoanBaazar

LoanBazaar or any of its associates will never ask for any payment to process or approve a loan. Any individual or organization requesting such payment will be solely responsible for their actions, and LoanBazaar will not be liable for their behavior.

HDFC Regalia Credit Card

Top reasons to get the HDFC Regila Credit Card

This credit card offers a wide range of benefits, including travel and lifestyle perks, lounge access, and cashback rewards. It also offers a high reward rate of up to 5% on certain categories.
The HDFC Regalia Credit Card is a premium credit card that offers a wide range of benefits and rewards for its users. Here are some of the key features and benefits of this credit card:

Benefits & Features

12 Complimentary Airport Lounge Access within India and 6 outside India..
Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year.
Earn 4 Reward Points on every Rs.150 spent
(On all retail* spends)

Zero Lost card liability : In the unfortunate event of losing your HDFC Bank Regalia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
Foreign Currency Markup : 2% on all your foreign currency spends.
Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Regalia Credit Card at nominal interest rate.

Lounge Access

A. Complimentary Airport Lounge Access within India

12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
Swipe your Regalia credit card at the lounge to avail the complimentary lounge access
Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge

B. Priority Pass

You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card.
Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit

Fees & Charges

Flexibility Fee and Charges

Interest Rate

3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
Joining Fee

Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes.

For further details, please Click here

Redeem Rewards

Fuel

Instant redemption at over 1200 participating oil outlets.
Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

Instant redemption at select partner stores.
Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

Adjust points against your Statement outstanding.
Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

LB Privileges

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

Dining Privileges

Up to 15% savings across participating restaurants.
Shopping Privileges

Enjoy savings and offers several stores in your City.
EMI Privileges

Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

Related

Disclaimer: LoanBazaar or any of its associates will never request any payment to process or approve a loan. If any individual or organization demands such payment, they are doing so at their own risk, and LoanBazaar will not be held responsible for their actions. We advise our customers to be cautious and to report any such demands to us immediately. Loan approval is subject to meeting the eligibility criteria and following the application process, which may include the submission of required documents. LoanBazaar reserves the right to reject any loan application that does not meet our internal policies and procedures. The information provided on LoanBazaar's platform is for informational purposes only and should not be considered as financial or legal advice. The borrower is responsible for reviewing and understanding the terms and conditions of any loan agreement before accepting it. LoanBazaar will not be liable for any financial loss or legal issues that may arise from the borrower's use of any loan product or lender found through our platform.