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What banks see while processing your loan applications?

By: Aditya Agarwal

When processing a loan application, banks typically look at several factors to determine whether the applicant is eligible for a loan. Here are some of the things that banks...

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Why CIBIL Score is important ?

By: Gopal Agarwal

A credit score is a 3-digit score assigned by any of the Credit bureaus — CIBIL, Experian, Equifax or CRIF High Mark, based on your past and present credit behavior. This...

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Gold loans vs personal loans: Which is better ?

By: Gopal Agarwal

Gold loans and personal loans are two types of loans that are available to borrowers in India. Here are some of the differences between the two: In conclusion, gold...

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New tax regime vs old tax regime: What should homebuyers opt for ?

By: Gopal Agarwal

The choice between the old tax regime and the new tax regime depends on individual preferences and financial circumstances. Here’s a brief comparison of the two regimes and their...

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Latest update on Home Loan

By: Aditya Agarwal

As of March 2023, here are some of the latest news and updates regarding home loans in India: It is important to stay informed about the latest developments to...

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RBI repo rate hike: increase EMIs to ease out interest rise impact

By: Aditya Agarwal

Home loan interest burden is set to increase post the RBI’s repo rate hike of 25 basis points. Consequently, EMI per lakh have risen 20-25 percent since the start...

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Income tax benefit for home loan EMI payers

By: Gopal Agarwal

If you have taken a home loan to purchase or construct a house, you can claim certain income tax benefits on the interest and principal payments made towards the...

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