Loan Insights and Personal Finance Guides

India’s Micro, Small, and Medium Enterprises sector is the backbone of the economy — and 2026 is shaping up to be one of the most accessible years yet for MSME owners to raise business capital. Between government-backed schemes, collateral-free guarantee programs, and a fast-growing digital lending market, there are more funding paths available today than […]

Not long ago, getting a personal loan meant weeks of paperwork, a single credit score deciding your fate, and a lot of waiting. That process is being rebuilt from the ground up — and artificial intelligence is the reason why. It’s not hype: lenders, NBFCs, and fintech platforms are actively deploying AI across nearly every […]

How Technology Is Reshaping the Way We Borrow India’s credit landscape has changed more in the last decade than in the previous fifty years combined. At the centre of this shift is digital lending in India — a wave of technology-driven borrowing that has made loans faster, more accessible, and far less paperwork-heavy than the […]

EMIs are one of the most crucial aspects of loan repayment. They determine the monthly amount you pay to the lending institution. Whether you are financing a major purchase or seeking immediate funds, EMIs play a significant role. Calculating EMI for a Personal Loan is an important skill for planning your finances. In this article, […]

Excel can estimate a fixed monthly loan payment with the PMT function. Use consistent units for the interest rate and repayment term. Set up the inputs B1: loan amount, for example 500000. B2: annual interest rate entered as a percentage, for example 8%. B3: term in years, for example 5. Calculate the monthly payment Enter […]

A recent analysis highlights that more than 70% of micro, small, and medium enterprises (MSMEs) and self-employed individuals seek business loans to address urgent financial needs. These needs primarily include working capital expenses, raw material procurement, and debt consolidation. The study revealed that while the majority of MSMEs (over 70%) prioritize loans for immediate cash […]

इन 4 तरीकों से बैंक वसूलते हैं ज्यादा ब्याज! RBI को पता चला तो लगा दी सबकी क्लास परिचयव्यक्तिगत ऋण (Personal Loan) भारत में तेजी से लोकप्रिय हो रहा है क्योंकि यह तत्काल वित्तीय आवश्यकताओं को पूरा करने के लिए सबसे आसान और तेज़ तरीका है। बिना किसी संपार्श्विक (Collateral) के यह ऋण उपलब्ध होता […]

Distressed asset funding in India presents a compelling opportunity for investors and lenders to unlock value from troubled businesses and assets while contributing to the resolution of NPAs in the banking system. However, navigating this landscape requires a nuanced understanding of regulatory frameworks, market dynamics, and restructuring strategies. By leveraging innovative approaches and collaborative partnerships, stakeholders can effectively address the challenges associated with distressed assets and capitalize on the potential upside offered by this segment of the market.

Bank of Maharashtra reduced its home loan rate by 15 basis points to 8.35%. The lender has also waived off processing fees on home loans.

A wedding is a momentous occasion, a celebration of love and the union of two souls. It’s a day that most people dream of, envisioning a grand ceremony surrounded by family and friends

The Reserve Bank of India (RBI) has increased risk weights for consumer loans, credit cards, and lending to non-banking finance companies (NBFCs). This increase in risk weights could mean higher interest rates for borrowers. 

Dhanteras Investments: “Decoding the Gold and Stock Dilemma”

Explore the pros and cons of personal loans and business loans to fund your new venture. Discover how LoanBazaar can assist you in making an informed choice.

Home Loan EMI vs. Monthly Rent: Making the Right Choice or what should you opt for for making a right investment decision.

The scheme will offer an annual interest subsidy of between 3-6.5% on up to 0.9 million rupees of the loan amount. Housing loans below five million rupees availed for a tenure of 20 years will be eligible for the proposed scheme

क्रेडिट कार्ड उपयोगकर्ता अब अपने बकाए का अधिक भुगतान नहीं कर पाएंगे | The main reason for this is that the banks are concerned about money laundering and fraud.