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Home Loan - LoanBaazar.com

Buy Your Dream Home With LoanBaazar.com , Make your dreams come true.

Lowest Interest Rates – Calculate EMI – Check Eligibility – Apply Online – Get Special Offers – Get approval

8.70% P.A. ONWARDS.

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Easy to apply for a loan with us,Once you have complete this form.

Reason to Choose us

We offer low interest hassle free home loans with no minimum processing fees, saving our customers thousands of ruppes.

Easy Loan Approvals

Our wide network of associates will help you to get easy approval of your loan from your desired bank.

Lowest Possible Prices

Our prestigious association will all banks & NBFC’s will provide a best deal for your loan.

Hassle free

Get hassle free loan with us by applying online on loanbaazar.com and submitting your documents online.

Secure Loan Processs

We atmost keep secure your transaction, our edge cutting seamless technology will help you to keep all your data secure.

Customer Reviews

some of our delighted customers

“I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here”

Ajay Bhatnagar (Pune)

“I am very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate.”

Jasmeet (Faridabad)

“I want to express my appreciation for assistance that you provided to help resolve a difficult home loan deal when my CIBIL score was not good.

Prashant Patra (Bhubneshwer)

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Looking for a Home Loan.. Apply online . Our Team will contact to you to take ahead your loan application.

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The lender sanctions home loan around 70% to 90% of the value of the property. However the lender takes many criteria into consideration before dispersing the loan like annual income, CIBIL Score, assets, liabilities, dependents, employment record etc.

If you an excess of cash, it is always a good practice to prepay the loan and get some money off your back.

Some banks have penalty rates which range from 1% to 4% if a customer makes up his mind to prepay his or her loan. However, the Reserve Bank of India had announced recently to stop charging a penalty to the customers who decide to prepay and close the loan account, though this only applies if a loan is levied on ‘floating-rate’ basis. As most of the loans are on fixed rate basis, the rule is not applicable.

In addition to all legal documents relating to the house being bought,  banks will also ask you to submit Identity Proof and Residence Proof, latest salary slip ( authenticated by the employer and self attested for employees ) and Form 16 ( for business persons/ self-employed ) and last 12 months bank statements / Balance Sheet, as applicable .

Overview

Owning your own home is quintessentially a dream come true. Living in your own house brings a sense of ultimate satisfaction which cannot be described in words. It is the most wonderful thing of living in a place that has been purchased through your hard earned effort.

Home loan lets you finance your dream home. You can get home loan from the lender and the property involved acts as a collateral.

Buying a home is one of the most important decisions of your life and henceforth should be carefully considered.  The typical repayment continues for 10-20 years and there are few things you should ponder before getting the home loan:

Loan Amount: The applicant has to bear initial down payment ranging from 10-20% while buying the house. The rest of the amount will be borne by the bank. However borrower should decide the loan amount depending upon the income, expenditure and any other liability he might have.

Loan Tenure: Longer loan tenure means that EMI amount would be less but the interest would be for longer period and hence you would pay more. Shorter tenure means EMI amount would be high which might become burden on your income. Hence one should take a balanced approach and decide tenure accordingly.

Home Loan Interest Rate: There are two options- fixed interest rates and floating interest rate. Fixed interest rate remains same for the entire tenure while floating interest rate fluctuates. Fixed interest rate is more than floating interest rate which is usually preferred.

Fees and Charges:  Home loan attracts variety of fees like processing charges, prepayment charges and similar charges which should be looked by the borrower.

Home Loan Insurance: Insurance protects your loved ones against liability in case something happens to you.